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The first year that you are incapacitated for work is referred to as 'primary incapacity for work'. From the second year of incapacity, you have ' invalidity' status. This means that you will receive an invalidity benefit. 'Invalidity' is a term to describe being unable to work for more than one year.<
It is when you are incapacitated for work for more than one year, and are given ' invalidity' status. Invalidity should not be confused with disability or impairment. It is simply a legal term to designate long-term incapacity for work. You will receive an invalidity benefit from the second year onwards. Helan will send you the necessary documents for this in advance. So you do not have to take the initiative yourself.
Once the transition to invalidity takes place, the health insurance fund's medical officer makes a proposal to the GRI (Medical Council for Invalidity) for the renewal of your medical recognition. From then on, the medical recognition will be granted by the GRI, and no longer by the health insurance fund's medical officer. From the transition to invalidity onwards, you will also not need to provide us with declarations or extensions of your invalidity for work.
Track the payment of your benefits on My Helan.
The invalidity benefit is paid by your health insurance fund. For employed and unemployed people, the benefit amount depends on the calculated average daily wage and your family situation:
A maximum of 3.5% is deducted from the invalidity benefit for the pensions sector.
The invalidity benefit for self-employed persons is a fixed, flat daily amount. How much the benefit will be depends on:
You can also be eligible, if you fulfil certain criteria, for a past-service bonus and a lump-sum allowance for third-party assistance.
Read more about the past-service bonus Read more about third-party assistance
If you are incapacitated for work for more than one year, you can also claim:
For some benefits, it is sufficient if you can provide a 66% incapacity for work certificate. You can download this certificate yourself from My Helan. Other benefits have additional terms and conditions such as ahigher allowance.
No withholding tax is deducted in advance on the invalidity benefit. Nevertheless, incapacity benefits are not tax exempt. The settlement is made with the following year's tax assessment. By making advance payments, you can avoid a high tax bill.
Zelfstandigen in hoofdberoep die langdurig ziek zijn, zetten vaak hun zelfstandige activiteit stop bij de sociale kas. Hierdoor verliezen ze echter het recht op een ziekteuitkering.
Zit je in deze situatie? Informeer dan even bij je sociale kas wat de opties zijn. Ofwel laat je jouw zelfstandige activiteit lopen, ofwel kan je een gelijkstelling wegens ziekte aanvragen. In beide gevallen blijf je zo wel het recht op een uitkering behouden.